You drag yourself out of bed, buckle the screaming baby up in the car seat, drive to the doctor and sign in.
You provide the receptionist with your insurance card. You write a large check for your deductible (the very reason you’ve been avoiding the doctor). On top of that, you owe a copay, and this is ONLY if that doctor accepts your insurance provider….
Has anyone ever stopped to ask, “What’s going on here?” If you’re practically having to take out a loan to pay your deductible, and you’re expected to fork up a percentage of your bill, then what are your premiums going toward? Insurance retention?
But if we’re all honest with ourselves, I bet we’d say, “I wish insurance didn’t exist.” It’s a hassle at best. I mean, is it really so expensive to pay a doctor to look down your throat and prescribe an antibiotic that you can’t pay a flat rate yourself?
Is insurance really helping us? How much would an X-ray really cost as a flat rate?
And, not to get political here, but… well, I’ll save this question for a later post.
In the meantime, am I the only one who’s had these questions but has been too afraid to ask them? Is there anyone who can explain this or elaborate? Has your insurance provider helped or hurt you? Share your experiences as an insurance subscriber below. Let’s hash this out.
And keep checking back for further posts on this topic. I just might have some more to say on this topic that you and your family can benefit from.
I only share the best on my new Author Facebook Page.